Skip-a-Pay Advantage

Take a break from your loan payment by taking advantage of our Skip-a-Pay option. Our Skip-a-Pay program allows you to delay your eligible loan payment for any reason. You can skip each eligible loan’s payment once every six months.
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A few things to keep in mind:

  • Many of our loans, such as auto loans, personal loans, and Visa credit cards, are eligible for Skip-a-Pay, but not all loans will qualify.
  • You can skip each eligible loan’s payment once every six months.
  • Interest will continue accruing, even during the skipped payment.
  • For only $35 you can skip your upcoming loan payment. A portion of the skip fee will benefit local charities.
  • Skipping a payment may extend the term of your loan.
  • If you have automatic payment set-up for the loan payment being skipped, you must update your scheduled payment as well.
  • Only one month’s deferment will be allowed per loan.  Your normal payment scheduled will resume the month following the skipped payment.
  • Skip-a-Pay is not eligible on Commercial Loans or Mortgage Loans.
Skip a Loan Payment

Log in to Online Banking or your mobile app.

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Check if you’re eligible:

  • Online Banking – click on “Payments” and then select “Skip-a-Pay”, or use the Skip-a-Pay widget directly on your accounts home page.
  • Mobile Banking - click on the 'More' menu, and select "Skip-a-Pay".

If you’re eligible, complete the form and we’ll process your request.

How do I know if I am eligible for Skip-a-Pay?

To be eligible to skip a loan payment, you must:

  • Be in good standing with the Credit Union.
  • Have made at least six (6) payments on the loan.
  • Not be outside of 15 day grace period for the eligible loan.
  • Not currently be involved in any Bankruptcy proceedings.
  • Not have any unpaid charge offs on the account.
  • Not have any real estate loans with escrow.
Skip a Loan Payment